Best Business Credit Card
Best Business Credit Card Information
Consumers vote for best business credit card
When running a business or a large corporation there is a need for a credit card to keep finances straight. These credit cards keep the accounting and bookkeeping to a minimum by keeping all the transactions itemized for tax purposes. The best business credit card companies keep accurate, itemized records for their customers. These records are sent to your business quarterly and yearly for easy access to your spending. These business credit cards has many rewards and perks for using their services, so there is no reason why your business should not have one. The best business credit card companies let you earn points for your everyday spending or frequent flyer miles if traveling is a need in your business or both. Most of these credit cards offer 24/7 customer service through phone or live chat on the internet. Before selecting a credit card for your business you need to decide the benefits to each card and select the one that is most beneficial to your business needs.
The best business credit card rated by consumers is the Discover Business Card. There are several different cards with this company, but the basic card is the most popular with alot of benefits a business may not want to pass up. It has a unlimited rewards system that never expires for miles or cash back. You can also earn bonuses depending upon the amount of your purchase. There is a 24/7 1-800 number to customer service or a live online chat if preferred. For your first $1200 spent you get a 5% rebate on office supplies and a 2% rebate on gasoline purchases. After the first $1200 there is a formula that is gone by. Each of your rebates can be turned into gift certificates. There is no annual fee and the APR on purchases is 13.9%. They also allow a business to write purchase checks where the discover card is not taken which this is a new credit card service that some companies have not caught up to yet.
For the business that does an enormous amount of traveling there is a card for you. Considered to be the best business credit card for the traveling business owner is Starwood Preferred Guest Business Credit Card from American Express OPEN. Of course this is a card that also requires excellent credit and a 6 or more figure revenue. A business receives 10,000 star points with its first purchase which can be used for a 5 night free stay at a category 1 hotel. For every dollar on a purchase you receive one start point and 2 start points if that purchase was at a Starwood Hotel. You can redeem the star points at Starwood Hotels in 95 countries. You also save 3-25% on FedEx, Hertz, Hyatt Hotel and more. With no annual fee the first year and $45 after. This card has a great APR of only 9.99%. This best business credit card was voted Best Affinity Credit Card by frequent travelers in the 19th Annual Frebbie Awards.
Whether your business is in construction, manufacturing, traveling or any another type of work there is the best business credit card for everyone. Shop around before choosing a card. There is a card that is right for every business and your business needs to be taken care of properly.